Category guide

Best cards for Shopping discounts in Pakistan

131 stores across Islamabad, Karachi and Lahore give bank card holders a discount, with 4,941 offers from 18 banks. They cover Men's Wear, Footwear, Women's Wear, Jewelry, Kid's Wear and Optics. Cards are ranked by estimated saving on a typical PKR 15,000 bill, not by headline percentage alone.

Stores131
Banks18
Cards213
Best discount50%headline %
Cities3
Rank Shopping cards in the tool →
Offers verified
Home/Deals/Shopping

Top 10 cards for Shopping

The ten best cards across all cities, by estimated saving on a PKR 15,000 bill. "Covers" is the number of stores where the card has an offer. Card names link to the full card page where we have one. See the methodology for how the score works.

Card Bank Avg discount Est. saving per visit Stores covered Annual fee
#1HBL Islamic World Elite DebitCard HBL Islamic Bank Limited 21% PKR 3,155 28 of 131 Free
#2HBL World Elite DebitCard Habib Bank Limited 22% PKR 3,260 26 of 131 Free
#3Visa Infinite Debit Card Allied Bank 24% PKR 3,500 20 of 131 Free
#4HBL Platinum CreditCard Habib Bank Limited 21% PKR 3,159 26 of 131 PKR 22,000
#5Private Banking Visa Signature Credit Card JS Bank 24% PKR 3,400 16 of 131 PKR 20,000
#6HBL Islamic World DebitCard HBL Islamic Bank Limited 20% PKR 2,985 24 of 131 PKR 20,000
#7HBL Islamic World Business DebitCard HBL Islamic Bank Limited 20% PKR 2,985 24 of 131 PKR 22,000
#8HBL World Business DebitCard Habib Bank Limited 21% PKR 3,085 22 of 131 PKR 22,000
#9HBL World DebitCard Habib Bank Limited 20% PKR 3,054 21 of 131 PKR 20,000
#10Askari Visa Signature Debit Card Askari Bank Limited 25% PKR 3,771 22 of 131 Free

Best cards by city

The top three cards for Shopping in each city. Coverage is counted against the stores in that city only.

All 131 stores

Every store with a card offer, in alphabetical order. Each page lists the banks and cards that work there, branch details and the days each offer is valid.

A

B

C

D

E

F

G

H

I

J

K

L

M

N

O

P

R

S

T

U

V

  • Vans · Footwear · 2 banks · 1 city

W

  • Walkout · Men's Wear · 2 banks · 1 city

X

Z

Frequently asked about Shopping discounts

Which card gives the best Shopping discount in Pakistan?
On KonsaCard's ranking the HBL Islamic Bank Limited HBL Islamic World Elite DebitCard comes first for Shopping, with an average discount of 21% across the stores it covers (28 of 131). The ranking weighs discount depth, caps and how many stores a card works at, so it will not always match the biggest headline percentage. Open the comparison tool to rank cards on your own bill size.
How many stores offer bank card discounts for Shopping?
KonsaCard lists 131 stores with 4,941 active card offers from 18 banks across Islamabad, Karachi and Lahore. Open any store page to see every card that works there.
Which banks cover the most stores for Shopping?
By number of stores covered, the widest coverage is from Bank AL Habib (28), HBL Islamic Bank Limited (28) and Faysal Bank Limited (26). Coverage is only one signal. A smaller bank can still have the deepest discounts at the places you actually use.
Do Shopping discounts apply every day?
It depends on the offer. Some Shopping deals run daily and others only on certain days of the week. The Days column on each store page shows when a card's discount is valid, and the comparison tool can filter by day.
How does KonsaCard rank cards for Shopping?
Each card is scored on the estimated saving over a typical PKR 15,000 bill, taking in the discount, any cap, and the share of stores where the card works. Our methodology page explains the model in full.
How often is Shopping offer data updated?
The Shopping offers are refreshed daily from public bank and merchant feeds and was last verified on November 3, 2026. Banks change terms without notice, so confirm the current discount and cap with the bank or merchant before relying on a figure. The contact page has a form for reporting corrections.

More deals by category

Last updated . Independent bank card discount comparison for Pakistan. Offers can change, so always confirm current terms directly with the bank or merchant.
Merchant data, branch addresses, and offer details are sourced from Peekaboo Guru and bank-published material. KonsaCard is an independent comparison and is not affiliated with any bank or merchant.