Credit cards
48 cards
2 with no annual fee
Pick a card type
Debit and prepaid cards
164 cards
23 with no annual fee
Median annual fee by tier
Counting only cards that charge a fee. Entry covers Classic, Silver, Green and PayPak; Mid covers Gold and Titanium; Premium covers Platinum, Signature, World and Infinite.
| Tier | Credit cards | Debit and prepaid cards |
|---|---|---|
| Entry | PKR 5,800 | PKR 2,775 |
| Mid | PKR 12,000 | PKR 3,500 |
| Premium | PKR 20,500 | PKR 14,000 |
Guides
Questions about card fees
Where do these fees come from?
From each bank's Jul to Dec 2026 Schedule of Bank Charges, plus key fact statements and card product pages where the schedule is silent. Banks publish a new schedule every January and July, and we re-check every card after each one.
Do these fees include tax?
Usually not. Most Pakistani banks quote card fees before Federal Excise Duty (FED), which is added when the fee is charged. Each bank's schedule of charges says which applies.