Karachi
- Askari World Credit Card
- HBL Visa Infinite CreditCard
- AL Habib Platinum Credit Card
- Askari Platinum Credit Card
- HBL Platinum CreditCard
At a glance
KonsaCard ranks 45 credit cards that have restaurant offers in Pakistan. Credit cards usually need a minimum salary and charge an annual fee, which is listed next to each card's estimated saving. The top credit card overall is Askari World Credit Card (Askari Bank Limited), about PKR 3,156 saved per outing at 339 restaurants, annual fee PKR 25,000. It is also the top credit card in Karachi, Lahore and Islamabad.
Top 20 credit cards
Ranked across all cities by estimated saving per outing on a PKR 10,000 bill, adjusted for coverage and annual fee. Rank numbers are out of all 235 cards.
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #4Askari World Credit Card |  Askari Bank Limited |
PKR 3,156 | 339 of 1,467 | 32% | PKR 25,000 |
| #7HBL Visa Infinite CreditCard |  Habib Bank Limited |
PKR 3,127 | 269 of 1,467 | 32% | PKR 22,000 |
| #8Askari Platinum Credit Card | Askari Bank Limited |
PKR 2,422 | 341 of 1,467 | 25% | PKR 20,500 |
| #11HBL Platinum CreditCard | Habib Bank Limited |
PKR 2,327 | 288 of 1,467 | 24% | PKR 22,000 |
| #13Bank Alfalah Premier Visa Infinite Credit Card |  Bank Alfalah |
PKR 3,348 | 208 of 1,467 | 36% | Free |
| #21JS Bank Private Banking Visa Signature Credit Card |  JS Bank |
PKR 3,274 | 191 of 1,467 | 41% | PKR 20,000 |
| #24Askari Gold Credit Card | Askari Bank Limited |
PKR 1,754 | 306 of 1,467 | 18% | PKR 12,000 |
| #25Askari Corporate Credit Card | Askari Bank Limited |
PKR 3,675 | 174 of 1,467 | 37% | PKR 5,500 |
| #26Faysal Islami Noor World Card |  Faysal Bank Limited |
PKR 3,344 | 181 of 1,467 | 36% | PKR 26,000 |
| #27Allied Bank Visa Platinum Credit Card |  Allied Bank |
PKR 1,913 | 268 of 1,467 | 20% | PKR 7,000 |
| #30AL Habib Platinum Credit Card |  Bank AL Habib |
PKR 2,258 | 235 of 1,467 | 24% | PKR 20,000 |
| #31UBL Visa Platinum Credit Card |  United Bank Limited (UBL) |
PKR 2,543 | 213 of 1,467 | 26% | PKR 22,000 |
| #43Askari Classic Credit Card | Askari Bank Limited |
PKR 1,229 | 306 of 1,467 | 13% | PKR 5,500 |
| #44Bank Alfalah Premier Visa Platinum Credit Card | Bank Alfalah |
PKR 2,324 | 196 of 1,467 | 26% | Free |
| #46JS Bank Visa Platinum Credit Card | JS Bank |
PKR 2,453 | 191 of 1,467 | 32% | PKR 15,000 |
| #49JS Bank Visa Infinite Credit Card | JS Bank |
PKR 3,460 | 123 of 1,467 | 45% | Not published |
| #50Faysal Islami Noor Platinum Card | Faysal Bank Limited |
PKR 2,561 | 170 of 1,467 | 26% | PKR 19,000 |
| #58MCB Bank Limited Visa Platinum Credit Card |  MCB Bank Limited |
PKR 1,979 | 167 of 1,467 | 28% | PKR 22,000 |
| #60AL Habib Gold Credit Card | Bank AL Habib |
PKR 2,017 | 143 of 1,467 | 21% | PKR 8,000 |
| #61Bank Alfalah Visa Platinum Credit Card | Bank Alfalah |
PKR 1,799 | 171 of 1,467 | 22% | PKR 23,000 |
Best credit cards by city
Lahore
- Askari World Credit Card
- Askari Platinum Credit Card
- HBL Visa Infinite CreditCard
- Bank Alfalah Premier Visa Infinite Credit Card
- Allied Bank Visa Platinum Credit Card
Islamabad
- Askari World Credit Card
- Askari Platinum Credit Card
- HBL Visa Infinite CreditCard
- Bank Alfalah Premier Visa Infinite Credit Card
- Askari Gold Credit Card
Frequently asked about credit cards
What is the best credit card for restaurant discounts in Pakistan?
On KonsaCard's ranking for a PKR 10,000 bill, the top credit cards are Askari World Credit Card (Askari Bank Limited), about PKR 3,156 saved per outing at 339 restaurants, annual fee PKR 25,000; HBL Visa Infinite CreditCard (Habib Bank Limited), about PKR 3,127 saved per outing at 269 restaurants, annual fee PKR 22,000; and Askari Platinum Credit Card (Askari Bank Limited), about PKR 2,422 saved per outing at 341 restaurants, annual fee PKR 20,500.
What is the best credit card for restaurants in Karachi?
In Karachi the leading credit cards are Askari World Credit Card (Askari Bank Limited), about PKR 3,033 saved per outing at 113 restaurants; HBL Visa Infinite CreditCard (Habib Bank Limited), about PKR 2,970 saved per outing at 98 restaurants; and AL Habib Platinum Credit Card (Bank AL Habib), about PKR 2,256 saved per outing at 138 restaurants.
What is the best credit card for restaurants in Lahore?
In Lahore the leading credit cards are Askari World Credit Card (Askari Bank Limited), about PKR 3,296 saved per outing at 124 restaurants; Askari Platinum Credit Card (Askari Bank Limited), about PKR 2,534 saved per outing at 125 restaurants; and HBL Visa Infinite CreditCard (Habib Bank Limited), about PKR 3,486 saved per outing at 101 restaurants.
What is the best credit card for restaurants in Islamabad?
In Islamabad the leading credit cards are Askari World Credit Card (Askari Bank Limited), about PKR 3,122 saved per outing at 102 restaurants; Askari Platinum Credit Card (Askari Bank Limited), about PKR 2,338 saved per outing at 103 restaurants; and HBL Visa Infinite CreditCard (Habib Bank Limited), about PKR 2,830 saved per outing at 70 restaurants.
How does KonsaCard rank these cards?
Each card's offers are scored on a typical PKR 10,000 bill: the discount after its cap, the days it applies and how many restaurants it covers, minus a penalty for a high annual fee. No bank pays for placement. The methodology page has the full formula.
How current is this ranking?
It is rebuilt daily from bank offer pages and partner feeds; last checked November 3, 2026.