Card guide

Best Islamic bank cards for restaurant discounts in Pakistan

This covers cards from Islamic banks (Meezan, BankIslami, HBL Islamic, MCB Islamic, Al Baraka, Faysal) and the Islamic banking cards of conventional banks, such as Bank Alfalah Islamic and Allied Taqwa.

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At a glance

KonsaCard ranks 78 Islamic bank cards that have restaurant offers in Pakistan. This covers cards from Islamic banks (Meezan, BankIslami, HBL Islamic, MCB Islamic, Al Baraka, Faysal) and the Islamic banking cards of conventional banks, such as Bank Alfalah Islamic and Allied Taqwa. The top Islamic card overall is HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 2,768 saved per outing at 292 restaurants, no annual fee. It is also the top Islamic card in Karachi, Lahore and Islamabad.

Top 20 Islamic bank cards

Ranked across all cities by estimated saving per outing on a PKR 10,000 bill, adjusted for coverage and annual fee. Rank numbers are out of all 235 cards.

Card Bank Est. saving per outing Restaurants covered Avg discount Annual fee
#2HBL Islamic World Elite DebitCard HBL Islamic Bank Limited PKR 2,768 292 of 1,467 28% Free
#12Bank Alfalah Islamic Premier Visa Infinite Debit Card Bank Alfalah PKR 3,348 208 of 1,467 36% Free
#17Meezan Bank Visa Infinite Debit Card Meezan Bank PKR 3,103 209 of 1,467 34% PKR 45,000
#18HBL Islamic World Business DebitCard HBL Islamic Bank Limited PKR 2,229 268 of 1,467 23% PKR 22,000
#19Faysal Islami Priority World Debit Card Faysal Bank Limited PKR 3,569 183 of 1,467 37% Free
#20HBL Islamic World DebitCard HBL Islamic Bank Limited PKR 2,223 266 of 1,467 23% PKR 20,000
#26Faysal Islami Noor World Card Faysal Bank Limited PKR 3,344 181 of 1,467 36% PKR 26,000
#35Bank Alfalah Islamic Premier Visa Signature Debit Card Bank Alfalah PKR 2,325 211 of 1,467 26% Free
#38Meezan Bank Mastercard World Debit Card Meezan Bank PKR 2,540 206 of 1,467 27% PKR 27,500
#41Faysal Islami Priority Platinum Debit Card Faysal Bank Limited PKR 2,616 179 of 1,467 27% Free
#45Faysal Bank Limited Amal Mastercard Platinum Debit Card Faysal Bank Limited PKR 2,613 179 of 1,467 27% PKR 7,000
#50Faysal Islami Noor Platinum Card Faysal Bank Limited PKR 2,561 170 of 1,467 26% PKR 19,000
#51MCB Islamic Bank Ltd Visa Platinum Business Debit Card MCB Islamic Bank Ltd PKR 3,269 101 of 1,467 36% PKR 12,000
#52MCB Islamic Bank Ltd Visa Platinum Debit Card MCB Islamic Bank Ltd PKR 3,269 101 of 1,467 36% PKR 12,000
#53HBL Islamic Gold DebitCard HBL Islamic Bank Limited PKR 1,616 193 of 1,467 17% PKR 3,800
#57HBL Islamic Titanium DebitCard HBL Islamic Bank Limited PKR 1,624 188 of 1,467 17% PKR 3,000
#64Meezan Bank Platinum Mastercard Debit Card Meezan Bank PKR 1,911 142 of 1,467 21% Free
#72Bank Alfalah Visa Islamic Signature Debit Card Bank Alfalah PKR 1,814 172 of 1,467 22% PKR 23,000
#73Meezan Bank Platinum Visa Debit Card Meezan Bank PKR 1,911 142 of 1,467 21% PKR 10,000
#76Bank Alfalah Islamic Power Pack Signature Debit Card Bank Alfalah PKR 1,794 164 of 1,467 22% PKR 23,000

Best Islamic bank cards by city

Karachi

Lahore

Islamabad

Frequently asked about Islamic bank cards

What is the best Islamic card for restaurant discounts in Pakistan?
On KonsaCard's ranking for a PKR 10,000 bill, the top Islamic bank cards are HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 2,768 saved per outing at 292 restaurants, no annual fee; Bank Alfalah Islamic Premier Visa Infinite Debit Card (Bank Alfalah), about PKR 3,348 saved per outing at 208 restaurants, no annual fee; and Meezan Bank Visa Infinite Debit Card (Meezan Bank), about PKR 3,103 saved per outing at 209 restaurants, annual fee PKR 45,000.
What is the best Islamic card for restaurants in Karachi?
In Karachi the leading Islamic bank cards are HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 2,578 saved per outing at 110 restaurants; Meezan Bank Visa Infinite Debit Card (Meezan Bank), about PKR 3,176 saved per outing at 100 restaurants; and Faysal Islami Priority World Debit Card (Faysal Bank Limited), about PKR 3,574 saved per outing at 79 restaurants.
What is the best Islamic card for restaurants in Lahore?
In Lahore the leading Islamic bank cards are HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 3,103 saved per outing at 108 restaurants; Bank Alfalah Islamic Premier Visa Infinite Debit Card (Bank Alfalah), about PKR 3,294 saved per outing at 88 restaurants; and Faysal Islami Priority World Debit Card (Faysal Bank Limited), about PKR 3,431 saved per outing at 78 restaurants.
What is the best Islamic card for restaurants in Islamabad?
In Islamabad the leading Islamic bank cards are HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 2,563 saved per outing at 74 restaurants; Bank Alfalah Islamic Premier Visa Infinite Debit Card (Bank Alfalah), about PKR 3,147 saved per outing at 51 restaurants; and HBL Islamic World DebitCard (HBL Islamic Bank Limited), about PKR 2,075 saved per outing at 68 restaurants.
How does KonsaCard rank these cards?
Each card's offers are scored on a typical PKR 10,000 bill: the discount after its cap, the days it applies and how many restaurants it covers, minus a penalty for a high annual fee. No bank pays for placement. The methodology page has the full formula.
How current is this ranking?
It is rebuilt daily from bank offer pages and partner feeds; last checked November 3, 2026.

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