Karachi
- Askari Visa Signature Debit Card
- AL Habib Signature Debit Card
- HBL Islamic World Elite DebitCard
- HBL World Elite DebitCard
- Askari Visa Platinum Debit Card
At a glance
KonsaCard ranks 180 debit cards that have restaurant offers in Pakistan. Debit cards need no credit check, only an account with the bank. The top debit card overall is Askari Visa Signature Debit Card (Askari Bank Limited), about PKR 3,219 saved per outing at 333 restaurants, no annual fee. By city, the leaders are Askari Visa Signature Debit Card in Karachi, Allied Bank Visa Infinite Debit Card in Lahore and Askari Visa Signature Debit Card in Islamabad.
Top 20 debit cards
Ranked across all cities by estimated saving per outing on a PKR 10,000 bill, adjusted for coverage and annual fee. Rank numbers are out of all 235 cards.
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #1Askari Visa Signature Debit Card |  Askari Bank Limited |
PKR 3,219 | 333 of 1,467 | 33% | Free |
| #2HBL Islamic World Elite DebitCard |  HBL Islamic Bank Limited |
PKR 2,768 | 292 of 1,467 | 28% | Free |
| #3HBL World Elite DebitCard |  Habib Bank Limited |
PKR 2,771 | 291 of 1,467 | 28% | Free |
| #5Allied Bank Visa Infinite Debit Card |  Allied Bank |
PKR 3,430 | 275 of 1,467 | 35% | Free |
| #6Askari Visa Platinum Debit Card | Askari Bank Limited |
PKR 2,449 | 331 of 1,467 | 25% | Free |
| #9Allied Bank Visa Premium Debit Card | Allied Bank |
PKR 2,739 | 273 of 1,467 | 28% | PKR 19,500 |
| #10AL Habib Signature Debit Card |  Bank AL Habib |
PKR 2,790 | 265 of 1,467 | 30% | PKR 23,000 |
| #12Bank Alfalah Islamic Premier Visa Infinite Debit Card |  Bank Alfalah |
PKR 3,348 | 208 of 1,467 | 36% | Free |
| #14Bank Alfalah Premier Visa Infinite Debit Card | Bank Alfalah |
PKR 3,332 | 206 of 1,467 | 35% | Free |
| #15United Bank Limited (UBL) Mastercard Signature Debit Card |  United Bank Limited (UBL) |
PKR 2,953 | 222 of 1,467 | 30% | PKR 25,000 |
| #16UBL Visa Infinite Debit Card | United Bank Limited (UBL) |
PKR 2,957 | 223 of 1,467 | 30% | PKR 45,000 |
| #17Meezan Bank Visa Infinite Debit Card |  Meezan Bank |
PKR 3,103 | 209 of 1,467 | 34% | PKR 45,000 |
| #18HBL Islamic World Business DebitCard | HBL Islamic Bank Limited |
PKR 2,229 | 268 of 1,467 | 23% | PKR 22,000 |
| #19Faysal Islami Priority World Debit Card |  Faysal Bank Limited |
PKR 3,569 | 183 of 1,467 | 37% | Free |
| #20HBL Islamic World DebitCard | HBL Islamic Bank Limited |
PKR 2,223 | 266 of 1,467 | 23% | PKR 20,000 |
| #22HBL World Business DebitCard | Habib Bank Limited |
PKR 2,227 | 265 of 1,467 | 23% | PKR 22,000 |
| #23HBL World DebitCard | Habib Bank Limited |
PKR 2,221 | 264 of 1,467 | 23% | PKR 20,000 |
| #28Allied Bank Visa Platinum Debit Card | Allied Bank |
PKR 1,913 | 268 of 1,467 | 20% | PKR 6,000 |
| #29Askari Visa Gold Debit Card | Askari Bank Limited |
PKR 1,764 | 273 of 1,467 | 18% | PKR 3,000 |
| #32National Bank of Pakistan PayPak Pink |  National Bank of Pakistan |
PKR 1,057 | 577 of 1,467 | 21% | Free |
Best debit cards by city
Lahore
- Allied Bank Visa Infinite Debit Card
- Askari Visa Signature Debit Card
- Allied Bank Visa Premium Debit Card
- HBL Islamic World Elite DebitCard
- HBL World Elite DebitCard
Islamabad
- Askari Visa Signature Debit Card
- Askari Visa Platinum Debit Card
- HBL Islamic World Elite DebitCard
- HBL World Elite DebitCard
- Askari Visa Gold Debit Card
Frequently asked about debit cards
What is the best debit card for restaurant discounts in Pakistan?
On KonsaCard's ranking for a PKR 10,000 bill, the top debit cards are Askari Visa Signature Debit Card (Askari Bank Limited), about PKR 3,219 saved per outing at 333 restaurants, no annual fee; HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 2,768 saved per outing at 292 restaurants, no annual fee; and HBL World Elite DebitCard (Habib Bank Limited), about PKR 2,771 saved per outing at 291 restaurants, no annual fee.
What is the best debit card for restaurants in Karachi?
In Karachi the leading debit cards are Askari Visa Signature Debit Card (Askari Bank Limited), about PKR 3,106 saved per outing at 111 restaurants; AL Habib Signature Debit Card (Bank AL Habib), about PKR 2,747 saved per outing at 155 restaurants; and HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 2,578 saved per outing at 110 restaurants.
What is the best debit card for restaurants in Lahore?
In Lahore the leading debit cards are Allied Bank Visa Infinite Debit Card (Allied Bank), about PKR 3,394 saved per outing at 151 restaurants; Askari Visa Signature Debit Card (Askari Bank Limited), about PKR 3,330 saved per outing at 122 restaurants; and Allied Bank Visa Premium Debit Card (Allied Bank), about PKR 2,703 saved per outing at 150 restaurants.
What is the best debit card for restaurants in Islamabad?
In Islamabad the leading debit cards are Askari Visa Signature Debit Card (Askari Bank Limited), about PKR 3,210 saved per outing at 100 restaurants; Askari Visa Platinum Debit Card (Askari Bank Limited), about PKR 2,393 saved per outing at 100 restaurants; and HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 2,563 saved per outing at 74 restaurants.
How does KonsaCard rank these cards?
Each card's offers are scored on a typical PKR 10,000 bill: the discount after its cap, the days it applies and how many restaurants it covers, minus a penalty for a high annual fee. No bank pays for placement. The methodology page has the full formula.
How current is this ranking?
It is rebuilt daily from bank offer pages and partner feeds; last checked November 3, 2026.