At a glance
MCB cards have restaurant offers at 127 restaurants and Bank AL Habib cards at 231, so Bank AL Habib covers more overall. MCB's best card is MCB Bank Limited Visa Signature Debit Card, #36 of 235 cards nationally (about PKR 2,917 saved per outing). Bank AL Habib's best card is AL Habib Signature Debit Card, #10 of 235 cards nationally (about PKR 2,790 saved per outing). At the 69 restaurants where both banks have an offer, MCB gives the bigger discount at 29 and Bank AL Habib at 12.
Side by side
| MCB | Bank AL Habib | |
|---|---|---|
| Restaurants with an offer | 127 | 231 |
| In Karachi | 54 | 155 |
| In Lahore | 81 | 68 |
| In Islamabad | 32 | 42 |
| Cards with dining offers | 11 | 14 |
| Highest discount | 60% | 50% |
| Best-ranked card | MCB Bank Limited Visa Signature Debit Card | AL Habib Signature Debit Card |
| Lowest-fee card | MCB Bank Limited Visa Fun Club Debit Card | AL Habib PayPak Debit Card |
Top MCB cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #36MCB Bank Limited Visa Signature Debit Card | MCB Bank Limited |
PKR 2,917 | 167 of 1,467 | 31% | Not published |
| #58MCB Bank Limited Visa Platinum Credit Card | MCB Bank Limited |
PKR 1,979 | 167 of 1,467 | 28% | PKR 22,000 |
| #90MCB Bank Limited Visa Platinum Debit Card | MCB Bank Limited |
PKR 1,700 | 138 of 1,467 | 29% | PKR 14,000 |
| #131MCB Bank Limited Nayab Visa Debit Card | MCB Bank Limited |
PKR 1,221 | 119 of 1,467 | 21% | PKR 4,500 |
| #157MCB Bank Limited Visa Gold Credit Card | MCB Bank Limited |
PKR 1,317 | 106 of 1,467 | 21% | PKR 14,000 |
Top Bank AL Habib cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #10AL Habib Signature Debit Card | Bank AL Habib |
PKR 2,790 | 265 of 1,467 | 30% | PKR 23,000 |
| #30AL Habib Platinum Credit Card | Bank AL Habib |
PKR 2,258 | 235 of 1,467 | 24% | PKR 20,000 |
| #42AL Habib Platinum Debit Card | Bank AL Habib |
PKR 2,255 | 216 of 1,467 | 24% | PKR 10,000 |
| #60AL Habib Gold Credit Card | Bank AL Habib |
PKR 2,017 | 143 of 1,467 | 21% | PKR 8,000 |
| #68AL Habib Gold Debit Card | Bank AL Habib |
PKR 1,935 | 139 of 1,467 | 20% | PKR 4,500 |
Restaurants where both banks give a discount
69 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | MCB | Bank AL Habib |
|---|---|---|---|
| Cafe Aylanto | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 7,000) |
| Cafe Aylanto | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 7,000) |
| Clock Tower - The Food Bazaar | Karachi | 40% (cap PKR 6,000) | 50% (cap PKR 5,000) |
| Fuchsia | Karachi | 40% (cap PKR 6,000) | 50% (cap PKR 7,000) |
| Gaia Japanese Fusion | Islamabad | 40% (cap PKR 6,000) | 50% (cap PKR 10,000) |
| Gaia Japanese Fusion | Lahore | 40% (cap PKR 6,000) | 50% (cap PKR 10,000) |
| Kababjees | Karachi | 30% (cap PKR 5,000) | 50% (cap PKR 5,000) |
| Kababjees | Lahore | 30% (cap PKR 5,000) | 50% (cap PKR 5,000) |
| The Monal | Islamabad | 30% (cap PKR 5,000) | 50% (cap PKR 5,000) |
| The Poet Boutique Restaurant | Lahore | 30% (cap PKR 5,000) | 50% (cap PKR 5,000) |
| BELCO Chocolates | Karachi | 40% (cap PKR 2,000) | 30% (cap PKR 3,000) |
| Cafe Flo | Karachi | 40% (cap PKR 10,000) | 40% (cap PKR 7,000) |
| Cafeela | Karachi | 40% (cap PKR 6,000) | 40% (cap PKR 4,000) |
| Chaupal Desi Exotic Buffet | Karachi | 40% (cap PKR 6,000) | 40% (cap PKR 4,000) |
| ChinaTown - Lahore | Lahore | 40% (cap PKR 5,000) | 40% (cap PKR 4,000) |
| Chop Prime Steakhouse | Karachi | 40% (cap PKR 6,000) | 40% (cap PKR 7,000) |
| Colette By Xander's | Karachi | 40% (cap PKR 6,000) | 30% (cap PKR 3,000) |
| Cote Rotie | Karachi | 40% (cap PKR 6,000) | 40% (cap PKR 7,000) |
| Crying Tiger | Karachi | 40% (cap PKR 6,000) | 30% (cap PKR 5,000) |
| Desi Table | Lahore | 40% (cap PKR 5,000) | 30% (cap PKR 3,000) |
| Eggspectation Restaurant Cafe | Islamabad | 40% (cap PKR 4,000) | 30% (cap PKR 3,000) |
| Eggspectation Restaurant Cafe | Karachi | 40% (cap PKR 4,000) | 30% (cap PKR 3,000) |
| Eggspectation Restaurant Cafe | Lahore | 40% (cap PKR 4,000) | 30% (cap PKR 3,000) |
| Eto | Lahore | 20% | 40% (cap PKR 4,000) |
| Gauchos Steak House | Lahore | 40% (cap PKR 5,000) | 15% |
MCB vs Bank AL Habib: frequently asked
Is MCB or Bank AL Habib better for restaurant discounts?
Bank AL Habib has offers at more restaurants (231 vs 127). MCB's best card is MCB Bank Limited Visa Signature Debit Card, #36 of 235 cards nationally (about PKR 2,917 saved per outing). Bank AL Habib's best card is AL Habib Signature Debit Card, #10 of 235 cards nationally (about PKR 2,790 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore and Islamabad, MCB or Bank AL Habib?
Restaurants with an offer by city: Karachi: MCB 54, Bank AL Habib 155 (Bank AL Habib ahead); Lahore: MCB 81, Bank AL Habib 68 (MCB ahead); Islamabad: MCB 32, Bank AL Habib 42 (Bank AL Habib ahead).
Where do both MCB and Bank AL Habib give restaurant discounts?
69 restaurants have offers from both. MCB's discount is bigger at 29 of them and Bank AL Habib's at 12; the rest are equal. The largest shared offers are at Cafe Aylanto (Karachi), Cafe Aylanto (Lahore), Clock Tower - The Food Bazaar (Karachi) and Fuchsia (Karachi).
What is the cheapest MCB card with restaurant discounts?
MCB Bank Limited Visa Fun Club Debit Card has the lowest published annual fee among MCB cards with dining offers, PKR 1,000 a year. It ranks #228 of 235 cards nationally on restaurant savings.
What is the cheapest Bank AL Habib card with restaurant discounts?
AL Habib PayPak Debit Card has the lowest published annual fee among Bank AL Habib cards with dining offers, PKR 2,750 a year. It ranks #87 of 235 cards nationally on restaurant savings.

