At a glance
UBL cards have restaurant offers at 192 restaurants and MCB cards at 127, so UBL covers more overall. UBL's best card is United Bank Limited (UBL) Mastercard Signature Debit Card, #15 of 235 cards nationally (about PKR 2,953 saved per outing). MCB's best card is MCB Bank Limited Visa Signature Debit Card, #36 of 235 cards nationally (about PKR 2,917 saved per outing). At the 66 restaurants where both banks have an offer, UBL gives the bigger discount at 6 and MCB at 12.
Side by side
| UBL | MCB | |
|---|---|---|
| Restaurants with an offer | 192 | 127 |
| In Karachi | 88 | 54 |
| In Lahore | 95 | 81 |
| In Islamabad | 40 | 32 |
| Cards with dining offers | 17 | 11 |
| Highest discount | 55% | 60% |
| Best-ranked card | United Bank Limited (UBL) Mastercard Signature Debit Card | MCB Bank Limited Visa Signature Debit Card |
| Lowest-fee card | UBL Mastercard WIZ Virtual Prepaid Card | MCB Bank Limited Visa Fun Club Debit Card |
Top UBL cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #15United Bank Limited (UBL) Mastercard Signature Debit Card |  United Bank Limited (UBL) |
PKR 2,953 | 222 of 1,467 | 30% | PKR 25,000 |
| #16UBL Visa Infinite Debit Card | United Bank Limited (UBL) |
PKR 2,957 | 223 of 1,467 | 30% | PKR 45,000 |
| #31UBL Visa Platinum Credit Card | United Bank Limited (UBL) |
PKR 2,543 | 213 of 1,467 | 26% | PKR 22,000 |
| #94UBL Visa Premium Plus Debit Card | United Bank Limited (UBL) |
PKR 1,824 | 102 of 1,467 | 18% | PKR 2,900 |
| #103UBL Visa Gold Credit Card | United Bank Limited (UBL) |
PKR 1,797 | 101 of 1,467 | 18% | PKR 12,000 |
Top MCB cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #36MCB Bank Limited Visa Signature Debit Card |  MCB Bank Limited |
PKR 2,917 | 167 of 1,467 | 31% | Not published |
| #58MCB Bank Limited Visa Platinum Credit Card | MCB Bank Limited |
PKR 1,979 | 167 of 1,467 | 28% | PKR 22,000 |
| #90MCB Bank Limited Visa Platinum Debit Card | MCB Bank Limited |
PKR 1,700 | 138 of 1,467 | 29% | PKR 14,000 |
| #131MCB Bank Limited Nayab Visa Debit Card | MCB Bank Limited |
PKR 1,221 | 119 of 1,467 | 21% | PKR 4,500 |
| #157MCB Bank Limited Visa Gold Credit Card | MCB Bank Limited |
PKR 1,317 | 106 of 1,467 | 21% | PKR 14,000 |
Restaurants where both banks give a discount
66 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | UBL | MCB |
|---|---|---|---|
| Rangoli | Karachi | 30% (cap PKR 5,000) | 60% (cap PKR 6,000) |
| Angeethi | Karachi | 40% (cap PKR 5,000) | 40% (cap PKR 6,000) |
| Bam-Bou | Karachi | 40% (cap PKR 10,000) | 40% (cap PKR 5,000) |
| Bamboo Union | Lahore | 40% (cap PKR 10,000) | 40% (cap PKR 5,000) |
| Bistro Emporium Restaurant – The Nishat Hotel | Lahore | 30% (cap PKR 4,000) | 40% (cap PKR 10,000) |
| Cafe Aylanto | Karachi | 40% (cap PKR 10,000) | 40% (cap PKR 10,000) |
| Cafe Aylanto | Lahore | 40% (cap PKR 10,000) | 40% (cap PKR 10,000) |
| Cafe Flo | Karachi | 40% (cap PKR 7,500) | 40% (cap PKR 10,000) |
| Cafeela | Karachi | 30% (cap PKR 5,000) | 40% (cap PKR 6,000) |
| Colette By Xander's | Karachi | 40% (cap PKR 7,500) | 40% (cap PKR 6,000) |
| Cosa Nostra | Lahore | 40% (cap PKR 10,000) | 40% (cap PKR 6,000) |
| Crying Tiger | Karachi | 40% (cap PKR 8,000) | 40% (cap PKR 6,000) |
| Eggspectation Restaurant Cafe | Islamabad | 30% (cap PKR 5,000) | 40% (cap PKR 4,000) |
| Eggspectation Restaurant Cafe | Karachi | 30% (cap PKR 5,000) | 40% (cap PKR 4,000) |
| Eggspectation Restaurant Cafe | Lahore | 30% (cap PKR 5,000) | 40% (cap PKR 4,000) |
| Gauchos Steak House | Lahore | 30% (cap PKR 5,000) | 40% (cap PKR 5,000) |
| Kai - Nikkei Cuisine | Lahore | 40% (cap PKR 10,000) | 40% (cap PKR 6,000) |
| Mandarin Kitchen | Islamabad | 40% (cap PKR 10,000) | 30% (cap PKR 5,000) |
| Mandarin Kitchen | Lahore | 40% (cap PKR 10,000) | 30% (cap PKR 5,000) |
| Masalawala | Lahore | 30% (cap PKR 5,000) | 40% (cap PKR 5,000) |
| Misoso - The Japanese Kitchen | Lahore | 30% (cap PKR 4,000) | 40% (cap PKR 8,000) |
| Paola's Cosa Nostra | Lahore | 40% (cap PKR 10,000) | 40% (cap PKR 10,000) |
| Springs Cafe | Karachi | 25% (cap PKR 5,000) | 40% (cap PKR 5,000) |
| SUMO | Islamabad | 40% (cap PKR 10,000) | 30% (cap PKR 5,000) |
| SUMO | Karachi | 40% (cap PKR 10,000) | 30% (cap PKR 5,000) |
UBL vs MCB: frequently asked
Is UBL or MCB better for restaurant discounts?
UBL has offers at more restaurants (192 vs 127). UBL's best card is United Bank Limited (UBL) Mastercard Signature Debit Card, #15 of 235 cards nationally (about PKR 2,953 saved per outing). MCB's best card is MCB Bank Limited Visa Signature Debit Card, #36 of 235 cards nationally (about PKR 2,917 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore and Islamabad, UBL or MCB?
Restaurants with an offer by city: Karachi: UBL 88, MCB 54 (UBL ahead); Lahore: UBL 95, MCB 81 (UBL ahead); Islamabad: UBL 40, MCB 32 (UBL ahead).
Where do both UBL and MCB give restaurant discounts?
66 restaurants have offers from both. UBL's discount is bigger at 6 of them and MCB's at 12; the rest are equal. The largest shared offers are at Rangoli (Karachi), Angeethi (Karachi), Bam-Bou (Karachi) and Bamboo Union (Lahore).
What is the cheapest UBL card with restaurant discounts?
UBL Mastercard WIZ Virtual Prepaid Card has no annual fee. It ranks #115 of 235 cards nationally on restaurant savings.
What is the cheapest MCB card with restaurant discounts?
MCB Bank Limited Visa Fun Club Debit Card has the lowest published annual fee among MCB cards with dining offers, PKR 1,000 a year. It ranks #228 of 235 cards nationally on restaurant savings.