At a glance
UBL cards have restaurant offers at 192 restaurants and Bank Alfalah cards at 184, so UBL covers more overall. UBL's best card is United Bank Limited (UBL) Mastercard Signature Debit Card, #15 of 235 cards nationally (about PKR 2,953 saved per outing). Bank Alfalah's best card is Bank Alfalah Islamic Premier Visa Infinite Debit Card, #12 of 235 cards nationally (about PKR 3,348 saved per outing). At the 98 restaurants where both banks have an offer, UBL gives the bigger discount at 30 and Bank Alfalah at 55.
Side by side
| UBL | Bank Alfalah | |
|---|---|---|
| Restaurants with an offer | 192 | 184 |
| In Karachi | 88 | 71 |
| In Lahore | 95 | 97 |
| In Islamabad | 40 | 52 |
| Cards with dining offers | 17 | 27 |
| Highest discount | 55% | 50% |
| Best-ranked card | United Bank Limited (UBL) Mastercard Signature Debit Card | Bank Alfalah Islamic Premier Visa Infinite Debit Card |
| Lowest-fee card | UBL Mastercard WIZ Virtual Prepaid Card | Bank Alfalah Islamic Premier Visa Infinite Debit Card |
Top UBL cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #15United Bank Limited (UBL) Mastercard Signature Debit Card |  United Bank Limited (UBL) |
PKR 2,953 | 222 of 1,467 | 30% | PKR 25,000 |
| #16UBL Visa Infinite Debit Card | United Bank Limited (UBL) |
PKR 2,957 | 223 of 1,467 | 30% | PKR 45,000 |
| #31UBL Visa Platinum Credit Card | United Bank Limited (UBL) |
PKR 2,543 | 213 of 1,467 | 26% | PKR 22,000 |
| #94UBL Visa Premium Plus Debit Card | United Bank Limited (UBL) |
PKR 1,824 | 102 of 1,467 | 18% | PKR 2,900 |
| #103UBL Visa Gold Credit Card | United Bank Limited (UBL) |
PKR 1,797 | 101 of 1,467 | 18% | PKR 12,000 |
Top Bank Alfalah cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #12Bank Alfalah Islamic Premier Visa Infinite Debit Card |  Bank Alfalah |
PKR 3,348 | 208 of 1,467 | 36% | Free |
| #13Bank Alfalah Premier Visa Infinite Credit Card | Bank Alfalah |
PKR 3,348 | 208 of 1,467 | 36% | Free |
| #14Bank Alfalah Premier Visa Infinite Debit Card | Bank Alfalah |
PKR 3,332 | 206 of 1,467 | 35% | Free |
| #34Bank Alfalah Premier Visa Signature Debit Card | Bank Alfalah |
PKR 2,338 | 211 of 1,467 | 26% | Free |
| #35Bank Alfalah Islamic Premier Visa Signature Debit Card | Bank Alfalah |
PKR 2,325 | 211 of 1,467 | 26% | Free |
Restaurants where both banks give a discount
98 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | UBL | Bank Alfalah |
|---|---|---|---|
| Bar.B.Q Tonight | Karachi | 30% (cap PKR 5,000) | 50% (cap PKR 50,000) |
| Bar.B.Q Tonight | Lahore | 30% (cap PKR 5,000) | 50% (cap PKR 50,000) |
| Cafe Aylanto | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Cafe Aylanto | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Cafe Bareeze | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Cafe Flo | Karachi | 40% (cap PKR 7,500) | 50% (cap PKR 50,000) |
| Colette By Xander's | Karachi | 40% (cap PKR 7,500) | 50% (cap PKR 50,000) |
| Cosa Nostra | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Dan Dan | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Eggspectation Restaurant Cafe | Karachi | 30% (cap PKR 5,000) | 50% (cap PKR 50,000) |
| Eggspectation Restaurant Cafe | Lahore | 30% (cap PKR 5,000) | 50% (cap PKR 50,000) |
| Evergreen | Karachi | 40% (cap PKR 7,500) | 50% (cap PKR 50,000) |
| Fred The Kitchen | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Gaijin | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Kai - Nikkei Cuisine | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Mandarin Kitchen | Islamabad | 40% (cap PKR 10,000) | 50% (cap PKR 25,000) |
| Mandarin Kitchen | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 25,000) |
| Nando's | Islamabad | 40% (cap PKR 3,500) | 50% (cap PKR 50,000) |
| Nando's | Karachi | 40% (cap PKR 3,500) | 50% (cap PKR 50,000) |
| Nando's | Lahore | 40% (cap PKR 3,500) | 50% (cap PKR 50,000) |
| P.F. Chang's Pakistan | Lahore | 30% (cap PKR 5,000) | 50% (cap PKR 50,000) |
| Paola's Cosa Nostra | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| PAUL Pakistan | Karachi | 30% (cap PKR 5,000) | 50% (cap PKR 50,000) |
| Polymath | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Premo By Xanders | Karachi | 40% (cap PKR 7,500) | 50% (cap PKR 50,000) |
UBL vs Bank Alfalah: frequently asked
Is UBL or Bank Alfalah better for restaurant discounts?
UBL has offers at more restaurants (192 vs 184). UBL's best card is United Bank Limited (UBL) Mastercard Signature Debit Card, #15 of 235 cards nationally (about PKR 2,953 saved per outing). Bank Alfalah's best card is Bank Alfalah Islamic Premier Visa Infinite Debit Card, #12 of 235 cards nationally (about PKR 3,348 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore and Islamabad, UBL or Bank Alfalah?
Restaurants with an offer by city: Karachi: UBL 88, Bank Alfalah 71 (UBL ahead); Lahore: UBL 95, Bank Alfalah 97 (Bank Alfalah ahead); Islamabad: UBL 40, Bank Alfalah 52 (Bank Alfalah ahead).
Where do both UBL and Bank Alfalah give restaurant discounts?
98 restaurants have offers from both. UBL's discount is bigger at 30 of them and Bank Alfalah's at 55; the rest are equal. The largest shared offers are at Bar.B.Q Tonight (Karachi), Bar.B.Q Tonight (Lahore), Cafe Aylanto (Karachi) and Cafe Aylanto (Lahore).
What is the cheapest UBL card with restaurant discounts?
UBL Mastercard WIZ Virtual Prepaid Card has no annual fee. It ranks #115 of 235 cards nationally on restaurant savings.
What is the cheapest Bank Alfalah card with restaurant discounts?
Bank Alfalah Islamic Premier Visa Infinite Debit Card has no annual fee. It ranks #12 of 235 cards nationally on restaurant savings.