At a glance
HBL cards have restaurant offers at 232 restaurants and Bank Alfalah cards at 184, so HBL covers more overall. HBL's best card is HBL World Elite DebitCard, #3 of 235 cards nationally (about PKR 2,771 saved per outing). Bank Alfalah's best card is Bank Alfalah Islamic Premier Visa Infinite Debit Card, #12 of 235 cards nationally (about PKR 3,348 saved per outing). At the 112 restaurants where both banks have an offer, HBL gives the bigger discount at 29 and Bank Alfalah at 74.
Side by side
| HBL | Bank Alfalah | |
|---|---|---|
| Restaurants with an offer | 232 | 184 |
| In Karachi | 110 | 71 |
| In Lahore | 107 | 97 |
| In Islamabad | 74 | 52 |
| Cards with dining offers | 16 | 27 |
| Highest discount | 40% | 50% |
| Best-ranked card | HBL World Elite DebitCard | Bank Alfalah Islamic Premier Visa Infinite Debit Card |
| Lowest-fee card | HBL World Elite DebitCard | Bank Alfalah Islamic Premier Visa Infinite Debit Card |
Top HBL cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #3HBL World Elite DebitCard |  Habib Bank Limited |
PKR 2,771 | 291 of 1,467 | 28% | Free |
| #7HBL Visa Infinite CreditCard | Habib Bank Limited |
PKR 3,127 | 269 of 1,467 | 32% | PKR 22,000 |
| #11HBL Platinum CreditCard | Habib Bank Limited |
PKR 2,327 | 288 of 1,467 | 24% | PKR 22,000 |
| #22HBL World Business DebitCard | Habib Bank Limited |
PKR 2,227 | 265 of 1,467 | 23% | PKR 22,000 |
| #23HBL World DebitCard | Habib Bank Limited |
PKR 2,221 | 264 of 1,467 | 23% | PKR 20,000 |
Top Bank Alfalah cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #12Bank Alfalah Islamic Premier Visa Infinite Debit Card |  Bank Alfalah |
PKR 3,348 | 208 of 1,467 | 36% | Free |
| #13Bank Alfalah Premier Visa Infinite Credit Card | Bank Alfalah |
PKR 3,348 | 208 of 1,467 | 36% | Free |
| #14Bank Alfalah Premier Visa Infinite Debit Card | Bank Alfalah |
PKR 3,332 | 206 of 1,467 | 35% | Free |
| #34Bank Alfalah Premier Visa Signature Debit Card | Bank Alfalah |
PKR 2,338 | 211 of 1,467 | 26% | Free |
| #35Bank Alfalah Islamic Premier Visa Signature Debit Card | Bank Alfalah |
PKR 2,325 | 211 of 1,467 | 26% | Free |
Restaurants where both banks give a discount
112 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | HBL | Bank Alfalah |
|---|---|---|---|
| Bar.B.Q Tonight | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Bar.B.Q Tonight | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Boulangerie | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 20,000) |
| Cafe Aylanto | Karachi | 40% (cap PKR 15,000) | 50% (cap PKR 50,000) |
| Cafe Aylanto | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 50,000) |
| Cafe Brié | Lahore | 40% (cap PKR 5,000) | 50% (cap PKR 50,000) |
| Cafe Flo | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 50,000) |
| ChinaTown - Lahore | Lahore | 30% | 50% (cap PKR 25,000) |
| Colette By Xander's | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 50,000) |
| Cosa Nostra | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Cote Rotie | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 50,000) |
| Eggspectation Restaurant Cafe | Karachi | 40% (cap PKR 25,000) | 50% (cap PKR 50,000) |
| Eggspectation Restaurant Cafe | Lahore | 40% (cap PKR 25,000) | 50% (cap PKR 50,000) |
| Evergreen | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 50,000) |
| Fuchsia | Karachi | 40% (cap PKR 15,000) | 50% (cap PKR 50,000) |
| Fuchsia | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 50,000) |
| Ideas Cafe | Karachi | 25% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Jade Cafe | Lahore | 30% | 50% (cap PKR 25,000) |
| Kai - Nikkei Cuisine | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 50,000) |
| Kolachi Restaurant | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Koru Restaurant | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 50,000) |
| Loafology Bakery & Cafe | Islamabad | 40% (cap PKR 20,000) | 50% (cap PKR 20,000) |
| Loafology Bakery & Cafe | Lahore | 40% (cap PKR 20,000) | 50% (cap PKR 20,000) |
| Mandarin Kitchen | Islamabad | 40% (cap PKR 10,000) | 50% (cap PKR 25,000) |
| Mandarin Kitchen | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 25,000) |
HBL vs Bank Alfalah: frequently asked
Is HBL or Bank Alfalah better for restaurant discounts?
HBL has offers at more restaurants (232 vs 184). HBL's best card is HBL World Elite DebitCard, #3 of 235 cards nationally (about PKR 2,771 saved per outing). Bank Alfalah's best card is Bank Alfalah Islamic Premier Visa Infinite Debit Card, #12 of 235 cards nationally (about PKR 3,348 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore and Islamabad, HBL or Bank Alfalah?
Restaurants with an offer by city: Karachi: HBL 110, Bank Alfalah 71 (HBL ahead); Lahore: HBL 107, Bank Alfalah 97 (HBL ahead); Islamabad: HBL 74, Bank Alfalah 52 (HBL ahead).
Where do both HBL and Bank Alfalah give restaurant discounts?
112 restaurants have offers from both. HBL's discount is bigger at 29 of them and Bank Alfalah's at 74; the rest are equal. The largest shared offers are at Bar.B.Q Tonight (Karachi), Bar.B.Q Tonight (Lahore), Boulangerie (Lahore) and Cafe Aylanto (Karachi).
What is the cheapest HBL card with restaurant discounts?
HBL World Elite DebitCard has no annual fee. It ranks #3 of 235 cards nationally on restaurant savings.
What is the cheapest Bank Alfalah card with restaurant discounts?
Bank Alfalah Islamic Premier Visa Infinite Debit Card has no annual fee. It ranks #12 of 235 cards nationally on restaurant savings.