At a glance
HBL cards have restaurant offers at 232 restaurants and Allied Bank cards at 226, so HBL covers more overall. HBL's best card is HBL World Elite DebitCard, #3 of 235 cards nationally (about PKR 2,771 saved per outing). Allied Bank's best card is Allied Bank Visa Infinite Debit Card, #5 of 235 cards nationally (about PKR 3,430 saved per outing). At the 114 restaurants where both banks have an offer, HBL gives the bigger discount at 19 and Allied Bank at 65.
Side by side
| HBL | Allied Bank | |
|---|---|---|
| Restaurants with an offer | 232 | 226 |
| In Karachi | 110 | 78 |
| In Lahore | 107 | 151 |
| In Islamabad | 74 | 46 |
| Cards with dining offers | 16 | 17 |
| Highest discount | 40% | 50% |
| Best-ranked card | HBL World Elite DebitCard | Allied Bank Visa Infinite Debit Card |
| Lowest-fee card | HBL World Elite DebitCard | Allied Bank Visa Infinite Debit Card |
Top HBL cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #3HBL World Elite DebitCard | Habib Bank Limited |
PKR 2,771 | 291 of 1,467 | 28% | Free |
| #7HBL Visa Infinite CreditCard | Habib Bank Limited |
PKR 3,127 | 269 of 1,467 | 32% | PKR 22,000 |
| #11HBL Platinum CreditCard | Habib Bank Limited |
PKR 2,327 | 288 of 1,467 | 24% | PKR 22,000 |
| #22HBL World Business DebitCard | Habib Bank Limited |
PKR 2,227 | 265 of 1,467 | 23% | PKR 22,000 |
| #23HBL World DebitCard | Habib Bank Limited |
PKR 2,221 | 264 of 1,467 | 23% | PKR 20,000 |
Top Allied Bank cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #5Allied Bank Visa Infinite Debit Card | Allied Bank |
PKR 3,430 | 275 of 1,467 | 35% | Free |
| #9Allied Bank Visa Premium Debit Card | Allied Bank |
PKR 2,739 | 273 of 1,467 | 28% | PKR 19,500 |
| #27Allied Bank Visa Platinum Credit Card | Allied Bank |
PKR 1,913 | 268 of 1,467 | 20% | PKR 7,000 |
| #28Allied Bank Visa Platinum Debit Card | Allied Bank |
PKR 1,913 | 268 of 1,467 | 20% | PKR 6,000 |
| #140Allied Bank Visa Gold Credit Card | Allied Bank |
PKR 1,546 | 91 of 1,467 | 16% | PKR 3,500 |
Restaurants where both banks give a discount
114 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | HBL | Allied Bank |
|---|---|---|---|
| Bar.B.Q Tonight | Islamabad | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Bar.B.Q Tonight | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Bar.B.Q Tonight | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Baranh Exotic Cuisine Of Old Lahore | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 10,000) |
| Bistro Rozana - Marriott Karachi | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Cafe Aylanto | Karachi | 40% (cap PKR 15,000) | 50% (cap PKR 10,000) |
| Cafe Aylanto | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 10,000) |
| Eggspectation Restaurant Cafe | Islamabad | 40% (cap PKR 25,000) | 50% (cap PKR 10,000) |
| Eggspectation Restaurant Cafe | Karachi | 40% (cap PKR 25,000) | 50% (cap PKR 10,000) |
| English Tea House | Islamabad | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| English Tea House | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| English Tea House | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| KIKU - Marriott Islamabad | Islamabad | 40% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Mandarin Kitchen | Islamabad | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Mandarin Kitchen | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Nadia Coffee Shop | Islamabad | 40% (cap PKR 15,000) | 50% (cap PKR 10,000) |
| Nami Zumi - Marriott Karachi | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Paola's Cosa Nostra | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Pie in the Sky | Karachi | 20% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| Pie in the Sky | Lahore | 20% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| Rinas kitchenette | Islamabad | 40% (cap PKR 25,000) | 50% (cap PKR 10,000) |
| Rinas kitchenette | Lahore | 40% (cap PKR 25,000) | 50% (cap PKR 10,000) |
| SUMO | Islamabad | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| SUMO | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| SUMO | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
HBL vs Allied Bank: frequently asked
Is HBL or Allied Bank better for restaurant discounts?
HBL has offers at more restaurants (232 vs 226). HBL's best card is HBL World Elite DebitCard, #3 of 235 cards nationally (about PKR 2,771 saved per outing). Allied Bank's best card is Allied Bank Visa Infinite Debit Card, #5 of 235 cards nationally (about PKR 3,430 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore and Islamabad, HBL or Allied Bank?
Restaurants with an offer by city: Karachi: HBL 110, Allied Bank 78 (HBL ahead); Lahore: HBL 107, Allied Bank 151 (Allied Bank ahead); Islamabad: HBL 74, Allied Bank 46 (HBL ahead).
Where do both HBL and Allied Bank give restaurant discounts?
114 restaurants have offers from both. HBL's discount is bigger at 19 of them and Allied Bank's at 65; the rest are equal. The largest shared offers are at Bar.B.Q Tonight (Islamabad), Bar.B.Q Tonight (Karachi), Bar.B.Q Tonight (Lahore) and Baranh Exotic Cuisine Of Old Lahore (Lahore).
What is the cheapest HBL card with restaurant discounts?
HBL World Elite DebitCard has no annual fee. It ranks #3 of 235 cards nationally on restaurant savings.
What is the cheapest Allied Bank card with restaurant discounts?
Allied Bank Visa Infinite Debit Card has no annual fee. It ranks #5 of 235 cards nationally on restaurant savings.

