At a glance
HBL cards have restaurant offers at 232 restaurants and Askari Bank cards at 277, so Askari Bank covers more overall. HBL's best card is HBL World Elite DebitCard, #3 of 235 cards nationally (about PKR 2,771 saved per outing). Askari Bank's best card is Askari Visa Signature Debit Card, #1 of 235 cards nationally (about PKR 3,219 saved per outing). At the 129 restaurants where both banks have an offer, HBL gives the bigger discount at 11 and Askari Bank at 59.
Side by side
| HBL | Askari Bank | |
|---|---|---|
| Restaurants with an offer | 232 | 277 |
| In Karachi | 110 | 113 |
| In Lahore | 107 | 125 |
| In Islamabad | 74 | 103 |
| Cards with dining offers | 16 | 13 |
| Highest discount | 40% | 50% |
| Best-ranked card | HBL World Elite DebitCard | Askari Visa Signature Debit Card |
| Lowest-fee card | HBL World Elite DebitCard | Askari Visa Signature Debit Card |
Top HBL cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #3HBL World Elite DebitCard |  Habib Bank Limited |
PKR 2,771 | 291 of 1,467 | 28% | Free |
| #7HBL Visa Infinite CreditCard | Habib Bank Limited |
PKR 3,127 | 269 of 1,467 | 32% | PKR 22,000 |
| #11HBL Platinum CreditCard | Habib Bank Limited |
PKR 2,327 | 288 of 1,467 | 24% | PKR 22,000 |
| #22HBL World Business DebitCard | Habib Bank Limited |
PKR 2,227 | 265 of 1,467 | 23% | PKR 22,000 |
| #23HBL World DebitCard | Habib Bank Limited |
PKR 2,221 | 264 of 1,467 | 23% | PKR 20,000 |
Top Askari Bank cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #1Askari Visa Signature Debit Card |  Askari Bank Limited |
PKR 3,219 | 333 of 1,467 | 33% | Free |
| #4Askari World Credit Card | Askari Bank Limited |
PKR 3,156 | 339 of 1,467 | 32% | PKR 25,000 |
| #6Askari Visa Platinum Debit Card | Askari Bank Limited |
PKR 2,449 | 331 of 1,467 | 25% | Free |
| #8Askari Platinum Credit Card | Askari Bank Limited |
PKR 2,422 | 341 of 1,467 | 25% | PKR 20,500 |
| #24Askari Gold Credit Card | Askari Bank Limited |
PKR 1,754 | 306 of 1,467 | 18% | PKR 12,000 |
Restaurants where both banks give a discount
129 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | HBL | Askari Bank |
|---|---|---|---|
| Butlers Chocolate Cafe | Karachi | 30% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Butlers Chocolate Cafe | Lahore | 30% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Cafeela | Karachi | 25% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| Chatterbox Cafe | Karachi | 20% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Chef's Table Pakistan | Karachi | 25% | 50% (cap PKR 10,000) |
| Coffee Planet | Islamabad | 15% (cap PKR 1,000) | 50% (cap PKR 10,000) |
| Coffee Planet | Karachi | 15% (cap PKR 1,000) | 50% (cap PKR 10,000) |
| Coffee Planet | Lahore | 15% (cap PKR 1,000) | 50% (cap PKR 10,000) |
| Cosa Nostra | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Costa Coffee Pakistan | Islamabad | 30% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Costa Coffee Pakistan | Karachi | 30% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Costa Coffee Pakistan | Lahore | 30% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Cote Rotie | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 7,000) |
| English Tea House | Islamabad | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| English Tea House | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| English Tea House | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Fresh Basket | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 7,000) |
| GreenO Juice Bars | Islamabad | 40% (cap PKR 2,000) | 50% (cap PKR 10,000) |
| GreenO Juice Bars | Karachi | 40% (cap PKR 2,000) | 50% (cap PKR 10,000) |
| GreenO Juice Bars | Lahore | 40% (cap PKR 2,000) | 50% (cap PKR 10,000) |
| Kitchen Cuisine | Islamabad | 25% (cap PKR 2,500) | 50% (cap PKR 10,000) |
| Kitchen Cuisine | Lahore | 25% (cap PKR 2,500) | 50% (cap PKR 10,000) |
| Loafology Bakery & Cafe | Islamabad | 40% (cap PKR 20,000) | 50% (cap PKR 7,000) |
| Loafology Bakery & Cafe | Lahore | 40% (cap PKR 20,000) | 50% (cap PKR 7,000) |
| Pappasallis | Islamabad | 30% (cap PKR 10,000) | 50% (cap PKR 10,000) |
HBL vs Askari Bank: frequently asked
Is HBL or Askari Bank better for restaurant discounts?
Askari Bank has offers at more restaurants (277 vs 232). HBL's best card is HBL World Elite DebitCard, #3 of 235 cards nationally (about PKR 2,771 saved per outing). Askari Bank's best card is Askari Visa Signature Debit Card, #1 of 235 cards nationally (about PKR 3,219 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore and Islamabad, HBL or Askari Bank?
Restaurants with an offer by city: Karachi: HBL 110, Askari Bank 113 (Askari Bank ahead); Lahore: HBL 107, Askari Bank 125 (Askari Bank ahead); Islamabad: HBL 74, Askari Bank 103 (Askari Bank ahead).
Where do both HBL and Askari Bank give restaurant discounts?
129 restaurants have offers from both. HBL's discount is bigger at 11 of them and Askari Bank's at 59; the rest are equal. The largest shared offers are at Butlers Chocolate Cafe (Karachi), Butlers Chocolate Cafe (Lahore), Cafeela (Karachi) and Chatterbox Cafe (Karachi).
What is the cheapest HBL card with restaurant discounts?
HBL World Elite DebitCard has no annual fee. It ranks #3 of 235 cards nationally on restaurant savings.
What is the cheapest Askari Bank card with restaurant discounts?
Askari Visa Signature Debit Card has no annual fee. It ranks #1 of 235 cards nationally on restaurant savings.