At a glance
HBL cards have restaurant offers at 232 restaurants and Meezan Bank cards at 176, so HBL covers more overall. HBL's best card is HBL World Elite DebitCard, #3 of 235 cards nationally (about PKR 2,771 saved per outing). Meezan Bank's best card is Meezan Bank Visa Infinite Debit Card, #17 of 235 cards nationally (about PKR 3,103 saved per outing). At the 98 restaurants where both banks have an offer, HBL gives the bigger discount at 12 and Meezan Bank at 44.
Side by side
| HBL | Meezan Bank | |
|---|---|---|
| Restaurants with an offer | 232 | 176 |
| In Karachi | 110 | 101 |
| In Lahore | 107 | 84 |
| In Islamabad | 74 | 27 |
| Cards with dining offers | 16 | 14 |
| Highest discount | 40% | 50% |
| Best-ranked card | HBL World Elite DebitCard | Meezan Bank Visa Infinite Debit Card |
| Lowest-fee card | HBL World Elite DebitCard | Meezan Bank Platinum Mastercard Debit Card |
Top HBL cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #3HBL World Elite DebitCard |  Habib Bank Limited |
PKR 2,771 | 291 of 1,467 | 28% | Free |
| #7HBL Visa Infinite CreditCard | Habib Bank Limited |
PKR 3,127 | 269 of 1,467 | 32% | PKR 22,000 |
| #11HBL Platinum CreditCard | Habib Bank Limited |
PKR 2,327 | 288 of 1,467 | 24% | PKR 22,000 |
| #22HBL World Business DebitCard | Habib Bank Limited |
PKR 2,227 | 265 of 1,467 | 23% | PKR 22,000 |
| #23HBL World DebitCard | Habib Bank Limited |
PKR 2,221 | 264 of 1,467 | 23% | PKR 20,000 |
Top Meezan Bank cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #17Meezan Bank Visa Infinite Debit Card |  Meezan Bank |
PKR 3,103 | 209 of 1,467 | 34% | PKR 45,000 |
| #38Meezan Bank Mastercard World Debit Card | Meezan Bank |
PKR 2,540 | 206 of 1,467 | 27% | PKR 27,500 |
| #64Meezan Bank Platinum Mastercard Debit Card | Meezan Bank |
PKR 1,911 | 142 of 1,467 | 21% | Free |
| #73Meezan Bank Platinum Visa Debit Card | Meezan Bank |
PKR 1,911 | 142 of 1,467 | 21% | PKR 10,000 |
| #80Meezan Bank Visa Charge Card | Meezan Bank |
PKR 2,087 | 104 of 1,467 | 22% | PKR 4,500 |
Restaurants where both banks give a discount
98 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | HBL | Meezan Bank |
|---|---|---|---|
| Cafe Flo | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 15,000) |
| Esquires Coffee Pakistan | Karachi | 30% (cap PKR 5,000) | 50% (cap PKR 6,000) |
| GreenO Juice Bars | Islamabad | 40% (cap PKR 2,000) | 50% (cap PKR 2,000) |
| GreenO Juice Bars | Karachi | 40% (cap PKR 2,000) | 50% (cap PKR 2,000) |
| GreenO Juice Bars | Lahore | 40% (cap PKR 2,000) | 50% (cap PKR 2,000) |
| Pie in the Sky | Karachi | 20% (cap PKR 5,000) | 50% (cap PKR 3,000) |
| Pie in the Sky | Lahore | 20% (cap PKR 5,000) | 50% (cap PKR 3,000) |
| WildFlour by NK | Karachi | 40% (cap PKR 20,000) | 50% (cap PKR 10,000) |
| Bukhara | Lahore | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Cafe Latte | Lahore | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Chandni | Karachi | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Dumpukht | Lahore | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Grapevine Cafe | Karachi | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Jason's Steak House | Karachi | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Marco Polo | Karachi | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Marco Polo | Lahore | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Nadia Coffee Shop | Lahore | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Nostimo | Lahore | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Sakura | Karachi | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Tai-Pan | Karachi | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Tai-Pan | Lahore | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| 1969 & Time Goes On | Islamabad | 40% (cap PKR 10,000) | 40% (cap PKR 10,000) |
| Ala Rahi | Karachi | 30% (cap PKR 10,000) | 40% (cap PKR 8,000) |
| Angeethi | Karachi | 40% (cap PKR 10,000) | 40% (cap PKR 8,000) |
| Bar.B.Q Tonight | Islamabad | 40% (cap PKR 10,000) | 40% (cap PKR 10,000) |
HBL vs Meezan Bank: frequently asked
Is HBL or Meezan Bank better for restaurant discounts?
HBL has offers at more restaurants (232 vs 176). HBL's best card is HBL World Elite DebitCard, #3 of 235 cards nationally (about PKR 2,771 saved per outing). Meezan Bank's best card is Meezan Bank Visa Infinite Debit Card, #17 of 235 cards nationally (about PKR 3,103 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore and Islamabad, HBL or Meezan Bank?
Restaurants with an offer by city: Karachi: HBL 110, Meezan Bank 101 (HBL ahead); Lahore: HBL 107, Meezan Bank 84 (HBL ahead); Islamabad: HBL 74, Meezan Bank 27 (HBL ahead).
Where do both HBL and Meezan Bank give restaurant discounts?
98 restaurants have offers from both. HBL's discount is bigger at 12 of them and Meezan Bank's at 44; the rest are equal. The largest shared offers are at Cafe Flo (Karachi), Esquires Coffee Pakistan (Karachi), GreenO Juice Bars (Islamabad) and GreenO Juice Bars (Karachi).
What is the cheapest HBL card with restaurant discounts?
HBL World Elite DebitCard has no annual fee. It ranks #3 of 235 cards nationally on restaurant savings.
What is the cheapest Meezan Bank card with restaurant discounts?
Meezan Bank Platinum Mastercard Debit Card has no annual fee. It ranks #64 of 235 cards nationally on restaurant savings.