At a glance
HBL cards have restaurant offers at 232 restaurants and Faysal Bank cards at 182, so HBL covers more overall. HBL's best card is HBL World Elite DebitCard, #3 of 235 cards nationally (about PKR 2,771 saved per outing). Faysal Bank's best card is Faysal Islami Priority World Debit Card, #19 of 235 cards nationally (about PKR 3,569 saved per outing). At the 112 restaurants where both banks have an offer, HBL gives the bigger discount at 6 and Faysal Bank at 74.
Side by side
| HBL | Faysal Bank | |
|---|---|---|
| Restaurants with an offer | 232 | 182 |
| In Karachi | 110 | 100 |
| In Lahore | 107 | 92 |
| In Islamabad | 74 | 39 |
| Cards with dining offers | 16 | 16 |
| Highest discount | 40% | 50% |
| Best-ranked card | HBL World Elite DebitCard | Faysal Islami Priority World Debit Card |
| Lowest-fee card | HBL World Elite DebitCard | Faysal Islami Priority World Debit Card |
Top HBL cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #3HBL World Elite DebitCard |  Habib Bank Limited |
PKR 2,771 | 291 of 1,467 | 28% | Free |
| #7HBL Visa Infinite CreditCard | Habib Bank Limited |
PKR 3,127 | 269 of 1,467 | 32% | PKR 22,000 |
| #11HBL Platinum CreditCard | Habib Bank Limited |
PKR 2,327 | 288 of 1,467 | 24% | PKR 22,000 |
| #22HBL World Business DebitCard | Habib Bank Limited |
PKR 2,227 | 265 of 1,467 | 23% | PKR 22,000 |
| #23HBL World DebitCard | Habib Bank Limited |
PKR 2,221 | 264 of 1,467 | 23% | PKR 20,000 |
Top Faysal Bank cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #19Faysal Islami Priority World Debit Card |  Faysal Bank Limited |
PKR 3,569 | 183 of 1,467 | 37% | Free |
| #26Faysal Islami Noor World Card | Faysal Bank Limited |
PKR 3,344 | 181 of 1,467 | 36% | PKR 26,000 |
| #41Faysal Islami Priority Platinum Debit Card | Faysal Bank Limited |
PKR 2,616 | 179 of 1,467 | 27% | Free |
| #45Faysal Bank Limited Amal Mastercard Platinum Debit Card | Faysal Bank Limited |
PKR 2,613 | 179 of 1,467 | 27% | PKR 7,000 |
| #50Faysal Islami Noor Platinum Card | Faysal Bank Limited |
PKR 2,561 | 170 of 1,467 | 26% | PKR 19,000 |
Restaurants where both banks give a discount
112 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | HBL | Faysal Bank |
|---|---|---|---|
| Bar.B.Q Tonight | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Bar.B.Q Tonight | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Bistro Rozana - Marriott Karachi | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 20,000) |
| Bukhara | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 20,000) |
| Cafe Aylanto | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 10,000) |
| Cafe Flo | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 20,000) |
| Cafe Latte | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 20,000) |
| Chandni | Karachi | 40% (cap PKR 15,000) | 50% (cap PKR 20,000) |
| Colette By Xander's | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Costa Coffee Pakistan | Islamabad | 30% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Costa Coffee Pakistan | Karachi | 30% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Costa Coffee Pakistan | Lahore | 30% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Cote Rotie | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Dumpukht | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 20,000) |
| Eggspectation Restaurant Cafe | Islamabad | 40% (cap PKR 25,000) | 50% (cap PKR 10,000) |
| Eggspectation Restaurant Cafe | Karachi | 40% (cap PKR 25,000) | 50% (cap PKR 10,000) |
| Eggspectation Restaurant Cafe | Lahore | 40% (cap PKR 25,000) | 50% (cap PKR 10,000) |
| English Tea House | Islamabad | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| English Tea House | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| English Tea House | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Espresso | Karachi | 40% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| Evergreen | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Gaia Japanese Fusion | Islamabad | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Gaia Japanese Fusion | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Ghalib Restaurant | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 7,500) |
HBL vs Faysal Bank: frequently asked
Is HBL or Faysal Bank better for restaurant discounts?
HBL has offers at more restaurants (232 vs 182). HBL's best card is HBL World Elite DebitCard, #3 of 235 cards nationally (about PKR 2,771 saved per outing). Faysal Bank's best card is Faysal Islami Priority World Debit Card, #19 of 235 cards nationally (about PKR 3,569 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore and Islamabad, HBL or Faysal Bank?
Restaurants with an offer by city: Karachi: HBL 110, Faysal Bank 100 (HBL ahead); Lahore: HBL 107, Faysal Bank 92 (HBL ahead); Islamabad: HBL 74, Faysal Bank 39 (HBL ahead).
Where do both HBL and Faysal Bank give restaurant discounts?
112 restaurants have offers from both. HBL's discount is bigger at 6 of them and Faysal Bank's at 74; the rest are equal. The largest shared offers are at Bar.B.Q Tonight (Karachi), Bar.B.Q Tonight (Lahore), Bistro Rozana - Marriott Karachi (Karachi) and Bukhara (Lahore).
What is the cheapest HBL card with restaurant discounts?
HBL World Elite DebitCard has no annual fee. It ranks #3 of 235 cards nationally on restaurant savings.
What is the cheapest Faysal Bank card with restaurant discounts?
Faysal Islami Priority World Debit Card has no annual fee. It ranks #19 of 235 cards nationally on restaurant savings.