At a glance
UBL cards have restaurant offers at 192 restaurants and NBP cards at 533, so NBP covers more overall. UBL's best card is United Bank Limited (UBL) Mastercard Signature Debit Card, #15 of 235 cards nationally (about PKR 2,953 saved per outing). NBP's best card is National Bank of Pakistan PayPak Pink, #32 of 235 cards nationally (about PKR 1,057 saved per outing). At the 27 restaurants where both banks have an offer, UBL gives the bigger discount at 15 and NBP at 9.
Side by side
| UBL | NBP | |
|---|---|---|
| Restaurants with an offer | 192 | 533 |
| In Karachi | 88 | 214 |
| In Lahore | 95 | 228 |
| In Islamabad | 40 | 135 |
| Cards with dining offers | 17 | 5 |
| Highest discount | 55% | 55% |
| Best-ranked card | United Bank Limited (UBL) Mastercard Signature Debit Card | National Bank of Pakistan PayPak Pink |
| Lowest-fee card | UBL Mastercard WIZ Virtual Prepaid Card | National Bank of Pakistan PayPak Pink |
Top UBL cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #15United Bank Limited (UBL) Mastercard Signature Debit Card |  United Bank Limited (UBL) |
PKR 2,953 | 222 of 1,467 | 30% | PKR 25,000 |
| #16UBL Visa Infinite Debit Card | United Bank Limited (UBL) |
PKR 2,957 | 223 of 1,467 | 30% | PKR 45,000 |
| #31UBL Visa Platinum Credit Card | United Bank Limited (UBL) |
PKR 2,543 | 213 of 1,467 | 26% | PKR 22,000 |
| #94UBL Visa Premium Plus Debit Card | United Bank Limited (UBL) |
PKR 1,824 | 102 of 1,467 | 18% | PKR 2,900 |
| #103UBL Visa Gold Credit Card | United Bank Limited (UBL) |
PKR 1,797 | 101 of 1,467 | 18% | PKR 12,000 |
Top NBP cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #32National Bank of Pakistan PayPak Pink |  National Bank of Pakistan |
PKR 1,057 | 577 of 1,467 | 21% | Free |
| #33National Bank of Pakistan PayPak Classic | National Bank of Pakistan |
PKR 1,057 | 577 of 1,467 | 21% | PKR 2,000 |
| #37National Bank of Pakistan UPI Classic | National Bank of Pakistan |
PKR 1,057 | 577 of 1,467 | 21% | PKR 2,500 |
| #39National Bank of Pakistan UPI Gold | National Bank of Pakistan |
PKR 1,057 | 577 of 1,467 | 21% | PKR 3,500 |
| #40National Bank of Pakistan PayPak Edge co-badge Mastercard | National Bank of Pakistan |
PKR 1,057 | 577 of 1,467 | 21% | PKR 5,000 |
Restaurants where both banks give a discount
27 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | UBL | NBP |
|---|---|---|---|
| Soho Cafe & Grill | Karachi | 55% (cap PKR 4,000) | 15% |
| Bella Vita | Karachi | 30% (cap PKR 5,000) | 50% |
| Del Frio | Karachi | 30% (cap PKR 5,000) | 50% |
| Kaspas Desserts | Islamabad | 30% (cap PKR 4,000) | 50% |
| Maxim's Restaurant | Karachi | 20% | 50% |
| Tim Hortons | Islamabad | 20% (cap PKR 5,000) | 50% |
| Tim Hortons | Lahore | 20% (cap PKR 5,000) | 50% |
| Hardee's | Islamabad | 25% (cap PKR 1,500) | 45% |
| Hardee's | Karachi | 25% (cap PKR 1,500) | 45% |
| Hardee's | Lahore | 25% (cap PKR 1,500) | 45% |
| Costa Coffee Pakistan | Islamabad | 30% (cap PKR 5,000) | 20% (cap PKR 3,000) |
| Costa Coffee Pakistan | Karachi | 30% (cap PKR 5,000) | 20% (cap PKR 3,000) |
| Costa Coffee Pakistan | Lahore | 30% (cap PKR 5,000) | 20% (cap PKR 3,000) |
| N'eco's Natural Store and Cafe | Karachi | 30% (cap PKR 5,000) | 15% |
| Pie in the Sky | Karachi | 30% (cap PKR 5,000) | 15% (cap PKR 1,000) |
| Steak Studio | Lahore | 30% | 20% |
| Tabaq | Lahore | 30% (cap PKR 3,000) | 10% |
| Tuscany Courtyard | Islamabad | 30% (cap PKR 5,000) | 15% |
| Tuscany Courtyard Lahore | Lahore | 30% (cap PKR 5,000) | 15% |
| Villa The Grand Buffet | Lahore | 30% (cap PKR 5,000) | 15% |
| Bazm | Karachi | 25% | 15% |
| C20 Coffee | Karachi | 20% (cap PKR 2,000) | 20% (cap PKR 4,000) |
| Chaaye Khana | Islamabad | 20% (cap PKR 4,000) | 15% |
| PieGuys Pizzas | Karachi | 20% | 15% |
| The Morsel | Karachi | 20% (cap PKR 3,000) | 10% |
UBL vs NBP: frequently asked
Is UBL or NBP better for restaurant discounts?
NBP has offers at more restaurants (533 vs 192). UBL's best card is United Bank Limited (UBL) Mastercard Signature Debit Card, #15 of 235 cards nationally (about PKR 2,953 saved per outing). NBP's best card is National Bank of Pakistan PayPak Pink, #32 of 235 cards nationally (about PKR 1,057 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore and Islamabad, UBL or NBP?
Restaurants with an offer by city: Karachi: UBL 88, NBP 214 (NBP ahead); Lahore: UBL 95, NBP 228 (NBP ahead); Islamabad: UBL 40, NBP 135 (NBP ahead).
Where do both UBL and NBP give restaurant discounts?
27 restaurants have offers from both. UBL's discount is bigger at 15 of them and NBP's at 9; the rest are equal. The largest shared offers are at Soho Cafe & Grill (Karachi), Bella Vita (Karachi), Del Frio (Karachi) and Kaspas Desserts (Islamabad).
What is the cheapest UBL card with restaurant discounts?
UBL Mastercard WIZ Virtual Prepaid Card has no annual fee. It ranks #115 of 235 cards nationally on restaurant savings.
What is the cheapest NBP card with restaurant discounts?
National Bank of Pakistan PayPak Pink has no annual fee. It ranks #32 of 235 cards nationally on restaurant savings.