At a glance
Bank AL Habib cards have restaurant offers at 231 restaurants and NBP cards at 533, so NBP covers more overall. Bank AL Habib's best card is AL Habib Signature Debit Card, #10 of 235 cards nationally (about PKR 2,790 saved per outing). NBP's best card is National Bank of Pakistan PayPak Pink, #32 of 235 cards nationally (about PKR 1,057 saved per outing). At the 39 restaurants where both banks have an offer, Bank AL Habib gives the bigger discount at 18 and NBP at 16.
Side by side
| Bank AL Habib | NBP | |
|---|---|---|
| Restaurants with an offer | 231 | 533 |
| In Karachi | 155 | 214 |
| In Lahore | 68 | 228 |
| In Islamabad | 42 | 135 |
| Cards with dining offers | 14 | 5 |
| Highest discount | 50% | 55% |
| Best-ranked card | AL Habib Signature Debit Card | National Bank of Pakistan PayPak Pink |
| Lowest-fee card | AL Habib PayPak Debit Card | National Bank of Pakistan PayPak Pink |
Top Bank AL Habib cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #10AL Habib Signature Debit Card |  Bank AL Habib |
PKR 2,790 | 265 of 1,467 | 30% | PKR 23,000 |
| #30AL Habib Platinum Credit Card | Bank AL Habib |
PKR 2,258 | 235 of 1,467 | 24% | PKR 20,000 |
| #42AL Habib Platinum Debit Card | Bank AL Habib |
PKR 2,255 | 216 of 1,467 | 24% | PKR 10,000 |
| #60AL Habib Gold Credit Card | Bank AL Habib |
PKR 2,017 | 143 of 1,467 | 21% | PKR 8,000 |
| #68AL Habib Gold Debit Card | Bank AL Habib |
PKR 1,935 | 139 of 1,467 | 20% | PKR 4,500 |
Top NBP cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee |
|---|---|---|---|---|---|
| #32National Bank of Pakistan PayPak Pink |  National Bank of Pakistan |
PKR 1,057 | 577 of 1,467 | 21% | Free |
| #33National Bank of Pakistan PayPak Classic | National Bank of Pakistan |
PKR 1,057 | 577 of 1,467 | 21% | PKR 2,000 |
| #37National Bank of Pakistan UPI Classic | National Bank of Pakistan |
PKR 1,057 | 577 of 1,467 | 21% | PKR 2,500 |
| #39National Bank of Pakistan UPI Gold | National Bank of Pakistan |
PKR 1,057 | 577 of 1,467 | 21% | PKR 3,500 |
| #40National Bank of Pakistan PayPak Edge co-badge Mastercard | National Bank of Pakistan |
PKR 1,057 | 577 of 1,467 | 21% | PKR 5,000 |
Restaurants where both banks give a discount
39 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | Bank AL Habib | NBP |
|---|---|---|---|
| Pizza M21 | Lahore | 15% | 55% |
| Bella Vita | Karachi | 30% (cap PKR 3,000) | 50% |
| Del Frio | Karachi | 30% (cap PKR 3,000) | 50% |
| Dixy Chicken | Islamabad | 25% | 50% |
| Froth - The Coffee Bar | Karachi | 25% (cap PKR 1,500) | 50% |
| Kaybees | Karachi | 25% | 50% |
| Pizza Bake | Karachi | 50% | 50% |
| Pizza Bistro | Karachi | 15% | 50% |
| Cafe Bogie | Karachi | 20% (cap PKR 2,000) | 40% |
| Kruncheese | Lahore | 20% | 40% |
| Routine Cafe | Karachi | 40% (cap PKR 4,000) | 15% |
| Tayto Cafe | Islamabad | 30% (cap PKR 3,000) | 40% |
| Tayto Cafe | Lahore | 30% (cap PKR 3,000) | 40% |
| Zhou Hotpot | Karachi | 40% (cap PKR 4,000) | 10% |
| Bon Appétit - Café | Karachi | 30% (cap PKR 3,000) | 20% |
| FomoFroyo | Karachi | 30% | 10% |
| Pie in the Sky | Karachi | 30% (cap PKR 1,500) | 15% (cap PKR 1,000) |
| Sub Stop | Karachi | 30% (cap PKR 3,000) | 30% |
| Trieste | Islamabad | 15% | 30% |
| Tuscany Courtyard | Islamabad | 30% (cap PKR 3,000) | 15% |
| Tuscany Courtyard Lahore | Lahore | 30% (cap PKR 3,000) | 15% |
| Chai Wala | Karachi | 25% (cap PKR 1,500) | 10% |
| China Town Express Restaurant | Karachi | 25% | 15% |
| Costa Coffee Pakistan | Islamabad | 25% (cap PKR 1,500) | 20% (cap PKR 3,000) |
| Costa Coffee Pakistan | Karachi | 25% (cap PKR 1,500) | 20% (cap PKR 3,000) |
Bank AL Habib vs NBP: frequently asked
Is Bank AL Habib or NBP better for restaurant discounts?
NBP has offers at more restaurants (533 vs 231). Bank AL Habib's best card is AL Habib Signature Debit Card, #10 of 235 cards nationally (about PKR 2,790 saved per outing). NBP's best card is National Bank of Pakistan PayPak Pink, #32 of 235 cards nationally (about PKR 1,057 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore and Islamabad, Bank AL Habib or NBP?
Restaurants with an offer by city: Karachi: Bank AL Habib 155, NBP 214 (NBP ahead); Lahore: Bank AL Habib 68, NBP 228 (NBP ahead); Islamabad: Bank AL Habib 42, NBP 135 (NBP ahead).
Where do both Bank AL Habib and NBP give restaurant discounts?
39 restaurants have offers from both. Bank AL Habib's discount is bigger at 18 of them and NBP's at 16; the rest are equal. The largest shared offers are at Pizza M21 (Lahore), Bella Vita (Karachi), Del Frio (Karachi) and Dixy Chicken (Islamabad).
What is the cheapest Bank AL Habib card with restaurant discounts?
AL Habib PayPak Debit Card has the lowest published annual fee among Bank AL Habib cards with dining offers, PKR 2,750 a year. It ranks #87 of 235 cards nationally on restaurant savings.
What is the cheapest NBP card with restaurant discounts?
National Bank of Pakistan PayPak Pink has no annual fee. It ranks #32 of 235 cards nationally on restaurant savings.